DECEMBER 2023


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Many Happy Returns

The Wisialko Way

 
For more than four decades, the Wisialko family has been serving the greater Boston area as trusted accountants and financial advisors. Their roots in Westwood are deep and the story of their generational journey from the tight-knit city of Chelsea to Westwood is fascinating.

By Tom Leyden
Photo By: Rick Bern Photography

Nearly 80 years ago, in the midst of World War II, Albert John Wisialko attended St. Stanislaus School in Chelsea, learning from Franciscan nuns, surrounded by a mass of humanity. Chelsea’s population of 56,000 was stuffed inside a two-mile radius, with triple and quadruple-deckers spread throughout. Each day, a vibrant collection of nationalities worked together, prayed together and co-existed during a tenuous time in world history.
 
“We had many churches of various denominations including approximately ten synagogues,” said Albert John. “And a lot of bakeries. If you wanted to find a good bakery, just head to Chelsea.”
 
In those days, money was tight. Really tight. The $75 tuition to attend Malden Catholic was too much. So was the $65 tuition to attend Christopher Columbus. A multi-talented athlete, Albert John ended up at Chelsea High School, where he played football and basketball. Four years later, he was at Boston College, playing basketball as a walk-on, but “playing” is a generous term. None of the freshman saw game action, and Albert John followed another route – a route he had started paving years earlier.
 
“I was pretty good with numbers, and the president of Broadway National Bank, in Chelsea, told me I should be an accountant,” he said. “If you’re in business through accounting, you can branch off into anything. It’s the backbone of everything. It’s the basis of all business.”
 
During and after his time in the US Army, Albert John hustled with a number of different jobs, becoming the go-to resource for his friends when they needed someone to file their tax returns.
 
“This was in 1963, right after we moved our office to Dedham Square,” he said. “I would do people’s taxes for a nominal fee. I advertised that first year and got 17 clients. From there, it was word of mouth and when I retired 50 years later, we had over 3,000 clients all over the world.”
 
To grow that exponentially takes dedication, vision, expertise and, of the utmost importance, personnel. His most important hire, his son, Albert Frederick, officially joined the team shortly after graduating from Boston College in 1985.
 
“We grew up right around the corner on Loring Street. We didn’t live in a fancy house. We didn’t have maid service. We didn’t have any of that,” said Albert Frederick, who still runs A. Wisialko & Company, located at 248 Washington Street. “When I was at Westwood High, I told Dad I didn’t think I wanted to go into accounting. I wanted to be a carpenter. He told me I could be a carpenter as soon as I graduated from BC, but I had to graduate. A few months after I graduated, it turns out Dad had someone else who wasn’t working out for him at the office, and he asked me to come on full-time. I gave my current job two weeks notice, joined the family business, and the rest is history.”
 
Today, Albert Frederick works along with his sons, Albert Martin and Joseph, continuing the tradition started by Albert John more than 60 years ago. You don’t survive and thrive without evolving and remaining true to some fundamental beliefs.
 
When Albert Frederick joined the business in the mid-eighties, the big move was to computer automation. Initially met with resistance by the boss who always completed tax returns by hand, the wave of the future eventually caught on and drastically affected the operation’s efficiency. When Albert
 
Martin and Joseph came aboard, they modernized the way meetings were scheduled and unified the channels of communication, both in and outside the office.
 
“We’re knowledgeable and helpful, but we also like to make it fun,” said Albert Frederick. “Taxes are a little dry, so we like to joke around, we like to make our clients laugh. And we have to improve what we do and how we do it all the time.”
 
“It wasn’t a hard decision to join the business,” said Albert Martin. “Based on how successful they had been over the past 50 years, it’s something I wanted to get involved with. Joe and I both graduated from Stonehill and brought some new ideas, just like Dad did.”
 
A significant turn in the business came years ago, when Albert John expanded his services to include financial planning.
 
“Why shouldn’t CPAs be involved with financial planning? We know all of your business,” said Albert John. “We know where your money is, what you’ve got. We know how you can get a higher yield. We know the tax impact. It just makes sense.”
 
And just like the tax preparation business, the financial planning practice began to blossom.
 
“The most important key to keeping the business growing from generation to generation is trust,” said Joseph. “All of our clients over the years have trusted us, starting with Gramps, to dad and now to us. They trust us on the tax side, and that dovetails to the financial planning side. We’re kind of like a one-stop shop.”
 
Additionally, Albert Frederick served as Westwood’s tax collector for over 32 years and remains the president of the Westwood Sports Hall of Fame. Leadership and reliability are traits developed in each of the Wisialko boys through their experience with The Boy Scouts of America. Albert Frederick, Albert Martin and Joseph are all Eagle Scouts.
 
Success in a community is frequently born from a commitment to neighbors, and the Wisialko’s thank the community for trusting them to serve you. In the end, it leads to Many Happy Returns.

The Wisialkos: Rick Bern Photography

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